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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied every so often by the Government or different authority in respect of or in reference to the Card. The cash advance fee and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. “Minimum Amount Due” means the minimal amount specified by the Bank in assertion which if paid by the Payment Due Date will forestall any late payment charge.

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The Supplementary Cardholder have to be of 18 years of age or over. The issue of the Supplementary Card shall be subject to such Terms and Conditions, which the Bank could deem necessary. The payment by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive evidence of the acceptance by the Cardholder of the entries proven on that Statement of Account.

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